Industrial insurance
Industrial property insurance that keeps pace with your portfolio.
We support both industrial developers bringing new buildings into service and owners acquiring or managing properties. We help plan insurance around construction, lease-up, and closing deadlines, while reviewing how each property fits the wider portfolio.
For industrial developers, owners, and investors, including small bay, warehouse, and flex properties under development or already operating.
Your team
A direct line to your risk advisor.
Industry memberships
Built around your property
Understand the cost and cash exposure across every property.
Buildings in the same portfolio can have different tenants, lease requirements, and deductibles. We review those differences together so you can see what is consistent, what needs attention, and what ownership would fund after a loss.
Recommendations are framed around insurance cost per square foot, net operating income (NOI), tenant recoveries, and flexibility as properties are acquired or sold.
How we help
Plan for the next development or acquisition alongside the current portfolio.
We compare individual property and portfolio structures against the actual buildings, tenants, financing requirements, and available insurance terms.
Development, acquisitions, and financing deadlines
Plan construction coverage and the transition to operating insurance as a new building is completed and leased. For acquisitions, establish how the property enters the program and coordinate values, tenant information, and lender documentation before closing.
Tenant exposures and lease requirements
Understand what each tenant does and how it affects the building’s risk. Review insurance obligations, occupancy changes, and the expenses recoverable under the leases.
Consistent coverage and deductibles
Compare limits, exclusions, and deductible structures across the portfolio. Show where one property leaves ownership with a different cash exposure, including after a wind, flood, or other covered loss.
Cost, income, and flexibility
Review cost per square foot, rental income at risk, and the impact on NOI where ownership bears the expense. Separate premium savings from higher deductibles or reduced coverage, and plan for additions and sales.
Where we start
Bring the next development or acquisition and the current portfolio.
Talk with Jack about what you are developing, buying, or already own, and the next construction or financing deadline. We can review project milestones, the property schedule, tenant uses, leases, and current policies together, then compare expense, cash exposure, and the changes worth making.
Talk with your advisorCommon questions
Industrial insurance, explained.
Can a new industrial property be added to an existing insurance program?
Often, but the process depends on the program’s terms and insurer approval. Review the property, tenant operations, values, and lender requirements before closing, and confirm the effective date and documentation.
Why do tenant operations matter for industrial property insurance?
Storage, manufacturing, distribution, and other tenant activities can create different exposures. Insurers need an accurate picture of each property’s use, and lease obligations should be reviewed alongside the owner’s coverage.
How do you compare insurance costs across an industrial portfolio?
We review cost per square foot alongside limits, deductibles, rental income protection, and cash retained by ownership after a loss. We also distinguish expenses paid by the owner from those recoverable from tenants.
Should industrial properties be insured together or separately?
That depends on the buildings, tenants, lenders, ownership structure, and available terms. We compare both approaches, including coverage consistency, deductible exposure, and how easily properties can be added or removed.
Who should I contact about industrial property insurance?
Contact Jack DePhillips at j.dephillips@arvorinsurance.com. Jack leads Arvor’s industrial practice and can review an upcoming acquisition alongside your current portfolio.
Let’s talk about your business.
Connect with Jack DePhillips to discuss your current coverage and what you need from your broker.
Coverage and services depend on your operations, agreed scope, insurer underwriting, and policy terms. See our coverage disclosures.